I think it's insane to, for example, work at an office early in your 20s, to put a couple grand in your 401(k). Those 1-2 years, if spent exploring, could mean finding a happier and more thoughtful way to progress through the latter 70% of your life.
I think this points out a difference in viewing everything in life as an efficiency problem focused on retirement age and overall wealth. Makes sense for a forum of engineers to see it this way I suppose.
Early on the money is probably the least important part. Momentum seems like a lot more important.
If you finish uni and take 1-2yrs off, that puts you wayyy behind someone who goes straight into a job. If you take 1-2yrs off your knowledge won't be fresh and you'll not really be a new grad anymore.
