Another Texas resident, confirming yes this is largely the experience for a lot of Texas. But its not just Texas; I've seen the same in Oklahoma, Kansas, Arkansas, Missouri, and other places. Practically every neighborhood development since the 1980s is probably like this.

You'll have smaller streets inside of neighborhoods which are islands of nothing but houses, then massive busy streets in between. Sidewalks directly abutting these very busy streets, if even there. Usually no bike lanes.