On the other hand, I wonder why insurance companies haven't led to the ubiquity of dashcams. I thought by now every vehicle sold would have one built in.
And my suspicion is that insurance companies don't push for you to get one because it prevents them from fighting claims that they would've won had there been no evidence.
Maybe it's similar for self-driving or whatever we're talking about here (sensors?).
They don’t care because at their scale it would be a wash - you’d only come out ahead if your insured drivers were consistently and significantly better drivers than every other insurance provider you fight claims against.
Then why not offer a "dash-cam discount" to the subset of customers that the insurer believes _are_ better drivers, like those with a long history of having no accidents or tickets and tons of miles?
And my suspicion is that insurance companies don't push for you to get one because it prevents them from fighting claims that they would've won had there been no evidence.
Maybe it's similar for self-driving or whatever we're talking about here (sensors?).